how can i stop it ? I’m a few month behinds on payment and i need to reduce the monthly payments too.. please help i unsure how far into the foreclosure process I’m in … i fear i my lose my home…in live in the state of Florida in the south Florida area

Plz help… No scams or fraud real help

If you’ve been served notice, it may be too late unless you can refinance and come up with the past due balance and fee’s and/or refinance the whole loan with a new company.

You could hire an attorney to try to help mitigate your mortgage amount and monthly payments. Basically the attorney talks with their attorney and they work something out. It could cost you a few thousand dollars. But most of the people from the lenders company that call, can’t do anything for you. NADA! They are just a pain in the ass.

You could let them foreclose and sit out your redemption period then file bankruptcy just before it’s over which forces the lender to halt eviction and maybe have another few months in the property before you have to leave.

Just do us all a favor, don’t trash the place. We are all paying for this anyway, and when you tear up the place it puts more financial burden on all of us. We end up paying it in taxes one way or the other.

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http://RefiorModify.Weebly.com Stop foreclosure now. Refinance or modify your current mortgage. You do not have to be struggling with your mortgage payment. There are programs in place to help you. I can help you contact me 626-945-5987 Stop foreclosure n

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I am looking for anyone who would have any advice on foreclosure matters. I was just served with a default of payment notice from an attorney concerning my home loan, the attorney has asked me to write a proposal with the due date being the 16th of this month. however i do not know what a proposal consist of and there is no one at the office all week.
i was also wondering if there is a reinstatement period after a default of payment has been issued and how long does that give me? they have not listed my house in auction or in the paper as of yet. but the bank will not speak to me.

any advice at all or personal experience please i am residing in canada and i truly wish to keep my home all the default payments can be made i just need another month or so that is why i am asking about how long the reinstatement period is after default has passed.

thank you the lawyer is out of the office all week so i cannot ask him.

also i have made arrangements with my bank and have talked to them but when i went for my chemo for my cancer i missed 2 of my arrangements now i have to go through this lawyer not the creditor who happens to be gone all week of my deadline. my payments have always been on time for the last 5 years its just now, i got sick
I recommend that you talk to your own attorney.

right now I understand that in many parts of the world, including Canada that real estate market is not good.

The lender is better off with a performing mortgage than your house.

If you have the lender talk to your attorney, then the lender will know that you are serious.

the people at the bank are usually just minimum wage salaried people who do not care what happens one way or the other.

I recommend that you hire your own attorney who specializes in this area.

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I have seen many ads on the web stating that they can help with foreclosures. I have a friend facing foreclosure - and may soon be myself if things don't pick up - and she is considering replying to one of these ads

The companies are of SOME help, but only if you do not feel to qualified to speak with your lender on your own. These companies cannot STOP a home foreclosure, but they can assist in negotiating with your lender for more favorable terms, loan extensions, etc. You can do the same by yourself for free.

The decision whether or not to foreclose always remains with the lender (unless some law is enacted which might put a temporary moratorium on foreclosures)

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CNN’s Open House addresses rising foreclosures discusses with RealtyTrac’s Rick Sharga how homeowners in default can stop or avoid foreclosure.

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http://www.stopstocktonforeclosure.com will buy your home and prevent you from foreclosure. We buy houses in Stockton California so you aviod foreclosure. Find a home buyer in Stockton by going to www.stopstocktonforeclosure.com

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4 Bed, 3 Bath, Pool
Pre Foreclosure, Present all offers
see more at www. KirstenRealty.com/4314

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I have been living in a home for the past year, paying rent faithfully. Had a good relationship with landlord. In November we were notified of home going into foreclosure. Contacted lenders attorney, found out mortgage hasn’t been paid since July. Landlord gave us runaround for a while - said she had paid mortgage, it was mistake. Caught her in a few lies. Still paid rent. Found out through lender that she has attorney but still going through foreclosure.

Last week, our stove/oven stopped working. Called Service America as we usually do, found out she cancelled contract. Called her several times to tell her about oven, she has not returned calls. We are eating out just about every meal - family of four!

Should we pay rent? Yes, I know that we have a legal agreement with her and what is going on with bank does not have anything to do with our lease. But we are being ignored, not able to cook, etc.

I know the legal/ethical answer pay rent. Has anyone had experience not paying rent during foreclosure?

Thank you.

You are right. You legally have to continue paying rent.

Many people do stop when houses are in foreclosure. I know someone who did that. She kept in touch with the bank and they gave her plenty notice as to when she had to move. This helped her save for a move. She didn’t get evicted or even threats of eviction. The owner just washed his hands of the whole thing. Maybe this would happen to you.

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My name is Cheryl Thomas and I live in Temple Hills, Maryland. I am currently at risk of losing my home and am working two full time jobs to make my mortgage payments. When I refinanced my mortgage, my broker convinced me to take out a risky-high rate loan even though my credit was in good standing. She said if made on time payments she would help me refinance at a better rate. I made my payments on time she never helped me refinance. Now I am locked into a loan that I cannot afford. I know I am not alone in this situation. If elected president how will you protect borrowers from brokers who will say whatever they have to to sell a loan?

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My mom married a man 8 years ago. He owned his home so she moved in there. Some things happened and he needed to refinance. Because they were married, she had to sign the refinance papers. 2 years later they divorced. In the divorce she reliquished all rights to his property and debts.
Now the house is being forclosed on and her ex husbands lawyer is saying that my mom will need to file bankruptcy on the house to stop them from going after her. The lawyer is also saying that she has to be in court for this at the end of the month. The court papers DO NOT list her name, they just say spouse Jane Doe.
Is this lawyer full of it and just trying to get money out of my mom or is she really liable and needing to file the bancruptcy.
Oh..we live in Ohio if that matters.
Shes got an appointment with a lawyer…i just want to somewhat be prepared for what hes going to tell her..

have her talk to her lawyer and yes they can come after her, a divorce agreement appointing debt to the ex-spouse, debt is not worth th epaper it is written on, the lay allows creditors to ignore this and go after the spouse at the time the debt was accrued. This is our lawmakers protecting business to make sure they can get there's,,

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